Your F&I manager can't be everywhere. FNi+ can, meeting every customer the moment they apply, whenever and wherever they are.
A digital interactive credit application that introduces F&I products to your customers before they ever walk through your door. Because a warm customer means fewer objections, faster turns, and higher penetration on every deal.
The Challenge
The remote customer is your coldest F&I opportunity.
When a customer completes their credit application without meeting your F&I manager, they arrive at the finance conversation cold. No product awareness. No relationship. The result is backend gross left on the table on every deal.
FNi+ gives every remote customer a reason to say yes before they sit down.
FNi+ weaves F&I product discovery into the credit application your customer is already completing. By the time they are done, products have surfaced naturally based on who they are and how they drive. Your manager receives a complete interest scorecard before the conversation starts.
The Industry Data
“63% of car shoppers are more likely to purchase F&I products when introduced earlier in the buying journey.”
FNi+ introduces products at the perfect moment, after the buying decision, before the finance office.
How It Works
Three steps. Zero disruption.
Pre-Load the Deal
Your F&I manager enters vehicle details and financing info, generating a unique customer link in 30 seconds.
Customer Completes Remotely
The customer completes their credit application on their own device with F&I product education woven naturally throughout.
F&I Manager Reviews the Scorecard
Your manager gets a complete application, product interest scorecard, and bank reserve calculations before the customer sits down.
The Platform
Three pillars. One platform.
Remote Credit Application
Customers complete their full application from anywhere, on any device.
White-Label Theming
Your brand on every screen your customer touches.
Buyer Intelligence
Know what your customer wants before they sit down.
Why FNi+
What FNi+ does for your dealership.
Warm Customers Before They Sit Down
Customers discover F&I products during the credit application they are already completing remotely, so by the time they arrive, the introduction has already been made.
Know Your Customer Before You Meet Them
Before your F&I manager says a word, they already know driving habits, vehicle usage, family situation, and exactly which products caught attention.
Increase Product Penetration
F&I products are far more successful when introduced early, while the customer is still engaged, relaxed, and receptive.
Adaptive Product Discovery
FNi+ introduces products at the right moment, triggered by each customer's own answers throughout the application.
Your Brand, Your Experience
Fully white-labeled with your logo, colors, and welcome message so the entire experience feels like yours.
Built for Compliance
Privacy-compliant consent capture with transparent disclosure language and a complete audit trail for every interaction.
Ready to accelerate your finance office?
Get a personalized demo tailored to your dealership's current F&I setup.
No contracts. No setup fees. See results in your first month.